We Build Community Wealth – One Home at a Time

Stay in Your Home. Protect Your Equity. Get a Second Chance.

Preserving equity. Preventing displacement. Rebuilding financial futures — at scale.

Transforming Foreclosure Into A Second Chance

CH360 is a mission-driven real estate solutions company that partners with banks, CDFIs, and communities to stop foreclosure, protect equity, and support sustainable homeownership.

Through our Stop-Gap 2nd Chance Home Initiative (SG2CHI), we offer six innovative programs that help homeowners avoid eviction, buy back their homes, or stay safely housed. Every pathway is designed to preserve dignity and generational wealth.

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Our Programs

Six pathways to avoid foreclosure, stay in your home, and rebuild toward stability.

360 Buyback

Sell your home to CH360, remain as a tenant, and repurchase later at a fixed price.

360 Subject2

We take over your mortgage “subject to” existing terms, preserving low rates and avoiding default.

360 Short Sale & Deed

Avoid foreclosure by transferring or selling your home below debt balance while staying housed.

360 Reinstatement

CH360 cures your mortgage default, leases the home back to you, and sets up a deferred repayment.

360 Interest-Only

Temporary payment relief with an interest-only period to stabilize finances before transitioning.

360 NPL/RPL Buy

CH360 acquires distressed loan portfolios and offers borrowers relief and custom workout options.

Learn About All Programs

Our Impact

We measure success by the families we keep in their homes and the wealth we preserve.

2415

Foreclosures Prevented

31.2M

Dollars of Equity Preserved

712

Veterans Assisted

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Need Help or Want to Partner?

Whether you're a homeowner facing foreclosure, a veteran seeking stability, or an investor looking to make a difference, CH360 is here for you.

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