ChaseHomes360 FAQ

The phrase "We Invest in People, Not Property" is at the core of ChaseHomes360's philosophy. We believe that every homeowner deserves a fair shot at preserving their home and financial future, no matter their circumstances. We understand that behind every property are real people, with real dreams, and real challenges.

Rather than viewing houses simply as assets to acquire, we see them as homes filled with memories, hopes, and dreams. We focus on you, the homeowner, your needs, aspirations, and concerns, and devise a tailored plan to help you navigate the complex foreclosure process.

In practical terms, this means we work directly with homeowners, not just the properties. We spend time understanding your unique situation, we assist with financial planning, negotiate with lenders, and provide support every step of the way. We strive to create a solution that preserves not just the bricks and mortar of your house, but also your home's warmth, memories, and future potential.

At ChaseHomes360, we invest our time, energy, and resources into helping people like you reclaim control of their financial destiny, protect their home, and ensure a brighter, secure future. After all, we're not just in the business of houses; we're in the business of homes.

ChaseHomes360 can be the lifeline your family needs to dodge foreclosure and retain your cherished home. Our tailored approach hinges on understanding your unique circumstances, and from there, creating a personalized strategy to provide immediate relief.

First, we can help halt the foreclosure process. We accomplish this by satisfying your existing mortgage and releasing a portion of your home's equity to you upfront. This tactic not only instantly freezes the looming foreclosure but also grants you access to an immediate cash injection.

Next, we set up a lease agreement, with a key difference from the norm - it allows you the option to repurchase your home in the near future. This gives your family the stability of staying put while you reorganize your finances.

But our services extend beyond just financial transactions. Our experienced team takes up negotiations with your lender on your behalf. We understand the intricacies of such discussions and aim to achieve terms most favorable to you.

Additionally, we ensure absolute transparency throughout the process. We believe in no hidden fees or surprise costs. Clear and concise communication is the bedrock of our services, and we strive to keep you updated every step of the way.

Finally, you're not just another case for us at ChaseHomes360. We deeply care about the people we serve. Our reliable, people-first service aims to restore hope and give you a second chance at a sound financial future.

In essence, we're not merely a foreclosure prevention service. We're a team that walks alongside you, helping navigate these challenging times. Our ultimate goal is to help you reclaim control over your financial life while ensuring your family continues to call your house - a home.

  • Avoid foreclosure and keep your home.
  • Get immediate cash from your home equity.
  • Flexible lease agreement that allows you to buy back your home in the near future.
  • Expert negotiation with your lender on your behalf.
  • Personalized solutions tailored to your unique situation.
  • No hidden fees or unexpected costs.
  • Clear and transparent communication throughout the process.
  • Trustworthy and reliable service that puts people first.
  • Experienced team with a track record of success in foreclosure prevention. American Dream

Qualifying for ChaseHomes360 services isn't a complicated or daunting process. It primarily depends on two factors: the equity in your home and your intention to retain your property.

Here's a quick overview:

  1. Equity in your home: This is the difference between the current market value of your home and the outstanding mortgage you owe to the lender. The higher the equity, the more financial flexibility you have to navigate through foreclosure. We work with homeowners who have a significant amount of equity in their homes.

  2. Intention to retain your property: Our mission is to help homeowners avoid foreclosure and remain in their homes. If you're facing a financial hardship but are committed to keeping your home, you're the kind of homeowner we strive to assist.

Remember, every situation is unique, and the best way to confirm your eligibility for our services is to reach out to our friendly and knowledgeable ChaseHomes360 team.

At ChaseHomes360, the confidentiality and security of your personal information is paramount. We understand the importance of privacy, especially during such a sensitive time. Here's how we protect your information:

1. Secure Data Storage: We use advanced encryption technologies to store your data securely. This means only authorized personnel have access to your information.

2. Strict Privacy Policy: Our privacy policy is in compliance with all federal and state laws. We only collect the necessary information to provide our service and we never sell your data to third parties.

3. Limited Access: Within our team, access to your information is limited to those directly working on your case. This ensures the minimum number of people have access to your personal information.

4. Continuous Monitoring: We employ regular security audits and continuous monitoring to prevent any unauthorized access.

Rest assured, with ChaseHomes360, your personal information is in safe hands.

Absolutely, that's the core benefit of ChaseHomes360. Our mission is to help you prevent foreclosure while allowing you to stay in your home. As we work on your case, your living situation remains uninterrupted.

We negotiate with your lender and craft a plan to let you stay put. We understand your home is more than just a house—it's your life, filled with memories. We're committed to helping you keep it while we tackle the foreclosure process.

ChaseHomes360 stands out from iBuyers or fractional ownership companies through our unique approach and mission. Here's how:

1. We Focus on People, Not Just Properties: Unlike iBuyers who are primarily interested in quick, profit-driven property turnovers, our main goal at ChaseHomes360 is to help homeowners in distress. We invest in people and their futures by providing solutions that address their individual needs and circumstances.

2. Retain Ownership: iBuyers typically buy your home outright, whereas fractional ownership companies let multiple investors own portions of your property. ChaseHomes360, on the other hand, focuses on keeping you in your home. We strive to help you maintain ownership and regain full control over time.

3. Tailored Solutions: Our approach is personalized, offering solutions that fit your specific situation. iBuyers offer a one-size-fits-all approach, and fractional ownership splits ownership among many. We work towards creating an agreement that benefits you directly and uniquely.

4. Foreclosure Avoidance Expertise: ChaseHomes360 specializes in helping homeowners avoid foreclosure. While other companies may lack the knowledge or resources to navigate the intricacies of foreclosure, our expertise and dedication equip us to help homeowners through this challenging process.

In essence, ChaseHomes360's mission and methodology set us apart from iBuyers or fractional ownership companies. We're here to support homeowners, offering a compassionate, customized service to help you retain your home and regain financial stability.

ChaseHomes360 stands apart due to our unique, tailored approach to foreclosure prevention. Unlike one-size-fits-all services, we offer custom strategies based on your individual circumstances. We guide you through every step, ensuring you're well-informed and secure. Our experienced team emphasizes clear communication, integrity, and empathy, ensuring you regain control of your financial future. Lastly, your confidentiality is our priority. In essence, ChaseHomes360 prioritizes people over properties, restoring hope while empowering homeowners.

Our team at ChaseHomes360 works diligently to address your situation as quickly as possible. While the exact timeline may vary based on the complexity of your case, we make it a priority to help you avoid foreclosure and find a solution that works for you. The sooner you reach out to us, the more time we have to assess your situation and develop a customized plan to keep you in your home.

Absolutely not. Transparency is a cornerstone of ChaseHomes360's business model. We ensure that you are well-informed about every aspect of the process, including the costs. There are no hidden fees or unexpected costs involved when you work with us. We explain our fee structure upfront and make sure you understand it before proceeding. Our goal is to provide a stress-free, financially viable solution to your foreclosure concerns.

At ChaseHomes360, we're committed to finding a solution tailored to your unique situation, even if you have a second mortgage or other liens on your property. We work with you to understand the full picture of your financial situation and strategize a plan that addresses all obligations tied to your property. While these scenarios might pose additional complexities, our experienced team is adept at navigating these challenges and working towards a positive outcome for you.

Trust is crucial when it comes to protecting your home and financial future. At ChaseHomes360, we understand that. We've established our reputation through years of transparent, reliable service and a steadfast commitment to putting people first. Our processes are open and clear, with no hidden fees or unexpected costs. We also value open communication and will be with you every step of the way, making sure all your questions are answered. Additionally, we've helped many homeowners just like you avoid foreclosure and reclaim their financial future. We invite you to speak with our satisfied clients and read their testimonials. Your trust is our priority, and we're committed to earning it.

Absolutely! At ChaseHomes360, we firmly believe in offering everyone a second chance. We understand that financial hardships and unforeseen circumstances can impact your credit history. Our focus is on your home and its equity, not your past credit issues. Our primary goal is to help you avoid foreclosure and regain your financial footing. Even with a poor credit history, we're committed to working with you to find a solution that helps you retain your home and offers a path to future financial stability.

At ChaseHomes360, we determine the amount of equity homeowners can extract by conducting a thorough and detailed analysis of the current market value of the property, existing mortgage balance, and any additional liens or encumbrances on the home. This comprehensive evaluation allows us to calculate the available equity accurately. We then negotiate a payout structure that allows homeowners to extract a portion of their home's equity, providing them with immediate financial relief. It's important to note that each case is unique, and the amount of accessible equity can vary. Rest assured, our team strives to maximize the benefit to the homeowner while ensuring the process is transparent and straightforward.

The entire ChaseHomes360 process typically takes around 21 days. This includes the time it takes to conduct a thorough analysis of your financial situation, negotiate with your lender, pay off your existing mortgage, and set up the lease agreement. However, it's important to note that the timeframe can vary depending on the complexity of your individual circumstances and the cooperation level of your current lender. Our experienced team works diligently and swiftly to provide immediate relief and get you on the path to financial recovery as quickly as possible.

While we can offer general advice and guidance, it's important to remember that we're not a law firm and can't provide legal advice. If you need legal advice or are unsure about the legal implications of any decisions related to your foreclosure, you should consult with an attorney who specializes in foreclosure law in your area. Also, the specifics of foreclosure law can vary by state, and changes to these laws can occur. Always stay informed about the laws applicable to your specific situation. Furthermore, always ensure that any contracts you sign are reviewed by a legal professional to protect your rights and interests. Remember, protecting your home and financial future involves important legal decisions, so getting professional advice is crucial.

The Lease Option Buyback Program is offered and administered by Chase Property Solutions of America, LLC. Residents and properties must meet eligibility criteria, which is always subject to change. Residents must qualify for a mortgage from a third-party lender or pay the buyback price in cash to exercise the right to buy back the home. Chase Property Solutions is not a mortgage company and does not provide financing for a resident to purchase a home plus the company cannot guarantee that a resident will be able to obtain a mortgage loan.

Note: Prospective residents will have an opportunity to review all documentation, and Chase Property Solutions encourages all prospective residents to consult with legal and tax advisors to review such documents and the transaction prior to signing any documents.

While we at ChaseHomes360 are dedicated to helping homeowners navigate through foreclosure, it's important to note that we're not a tax advisory firm. As such, we can't provide direct tax advice. However, it's important to be aware that there can be potential tax implications related to foreclosure prevention strategies, such as extracting equity from your home or the cancellation of debt.

When working with ChaseHomes360, you should consult with a tax professional or a Certified Public Accountant (CPA) to understand the potential tax implications of your specific situation. The professional can provide guidance on topics such as the possible tax consequences of forgiven mortgage debt, deductions, and the use of home equity.

Remember, your financial health is multi-faceted, and while we work on the foreclosure prevention side, we encourage you to engage professionals in other areas, such as tax advice, to ensure a comprehensive approach to your financial wellbeing.

Absolutely, you can. Even if you've already received a foreclosure notice, it's not too late to contact ChaseHomes360. We specialize in helping homeowners at all stages of the foreclosure process. Our team will work closely with you and your lender to find a solution that aims to halt the foreclosure process, safeguard your home, and alleviate the stress associated with this challenging situation. However, time is of the essence, so the sooner you get in touch with us, the more options we'll have to assist you.

At ChaseHomes360, we pride ourselves on transparency and honesty. We charge a service fee of $25k which is covered by your home equity. There are no hidden fees or unexpected costs. We provide a detailed explanation of all service fees, along with a comprehensive breakdown of the terms and conditions of our Lease/BuyBack Agreement, so you have a clear understanding of the costs associated with our services.

Trust and transparency are core principles at ChaseHomes360, and we uphold these in every agreement we enter into with homeowners. Our lease and buyback agreements are legally binding contracts, which means we're obligated by law to honor them.

We're not just looking to transact; we're in the business of building lasting relationships with homeowners. That means we want to see you get back on your feet and regain ownership of your home.

Additionally, every detail of our agreements, including the terms for your potential home buyback, is laid out clearly in the contracts we provide. We ensure that you fully understand and agree with these terms before we proceed with any transaction.

Remember, our success is tied to your success. We aim to help you regain financial stability and home ownership, and we're committed to honoring our agreement to help you achieve these goals.

We at ChaseHomes360 understand that life can throw curveballs, and sometimes circumstances change. Our primary goal is always to help you reclaim homeownership. But if at the end of the lease/buyback agreement you're unable to buy back your home, we'll work with you to discuss and explore the possible options.

This could involve extending the lease agreement, restructuring the buyback terms, or considering alternative solutions based on your current financial situation. We emphasize flexibility and adaptability in our approach because we know every situation is unique.

Our dedicated team will support you throughout this process, and together we'll work towards finding the best solution for your situation. Remember, at ChaseHomes360, our commitment is to invest in people - that's you - not just property.

Absolutely, ChaseHomes360 is here to represent your best interests. Our team is experienced in dealing with lenders and navigating the intricate foreclosure process. We'll negotiate with your lender on your behalf, taking that stress off your shoulders.

Our expertise lies in finding solutions that benefit all parties involved, and we aim to make the process as seamless and stress-free as possible for you. By handling the negotiation process, we can help you avoid missteps, while working to secure favorable terms that can alleviate your foreclosure predicament.

Remember, ChaseHomes360 is about more than just transactions – we're about providing personalized, compassionate service to homeowners.

At ChaseHomes360, you can expect our full support throughout every step of the process. We're committed to providing you with individualized service, offering guidance and assistance tailored to your unique circumstances. Our team will work closely with you to understand your situation and find the best solution to meet your needs.

From the moment you reach out to us, we act as your dedicated partner in this journey. We'll communicate clearly and transparently about the process, ensuring you understand each step. Whether it's dealing with your lender, understanding legal documents, or helping you manage the transition, we're there with you.

We take pride in our commitment to customer service. We're not just here to help you avoid foreclosure, but to give you the tools and support you need to regain control over your financial future. At ChaseHomes360, you're not just a client, you're a valued member of our community, and we're dedicated to helping you succeed.

Getting started with ChaseHomes360 is a straightforward process designed to provide you with a stress-free experience. Firstly, you need to contact us. This can be done by either visiting our website ChaseHomes360.com and filling out the contact form or emailing us directly at 360cares@chasehomes360.com.

After initial contact, we'll arrange a confidential, no-obligation consultation. During this meeting, our team will assess your situation, discuss your options, and answer any questions you might have about our services. We'll also ask about your goals and challenges so we can tailor our approach to best meet your needs.

Once we understand your situation, we'll present you with a detailed proposal outlining how we can assist you. This will include all costs, timelines, and next steps so you can make an informed decision.

When you're ready to proceed, we'll commence the foreclosure prevention process, aiming to provide swift relief from your current circumstances. Our experienced team will work diligently to achieve the best outcome possible, keeping you informed and supported at every stage.

At ChaseHomes360, we believe in creating solutions that are as unique as the homeowners we serve. We're here to help you reclaim your financial stability and remain in your home. Reach out to us today to start your journey towards a more secure future.